Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, you must not use our website.

Use of the Website

- Eligibility: You must be at least 18 years old to use our website.
- Permitted Use: You may use this website for your personal, non-commercial use only. You agree not to use the website for any unlawful purpose.
- Prohibited Conduct: You agree not to:

• Violate any laws or regulations.

• Interfere with the security or operation of the website.

• Use the website to transmit any harmful or disruptive code, such as viruses.

• Attempt to gain unauthorized access to any part of the website.
  
  

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of HealthLyte Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content from this website without our express written permission.

Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis. HealthLyte Insurance makes no representations or warranties of any kind, express or implied, as to the operation of the website or the information, content, or materials included on the website. We disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

HealthLyte Insurance shall not be liable for any damages of any kind arising from the use of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages. This includes any loss of data or profits that result from your use of, or inability to use, the website.

Links to Third-Party Websites

Our website may contain links to third-party websites that are not operated or controlled by us. HealthLyte Insurance is not responsible for the content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us. If you decide to leave our website and access these third-party sites, you do so at your own risk.

Indemnification

You agree to indemnify, defend, and hold harmless HealthLyte Insurance and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the website.

Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.

Termination

We reserve the right to terminate or suspend your access to the website, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of the website, us, or third parties, or for any other reason at our sole discretion.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within [Insert State] for the purpose of litigating all such claims or disputes.

Contact Information

If you have any questions about these Terms and Conditions, please contact us at: [email protected]